More than insurance.

A Strategy
That Changes Generations.

Create opportunity. Build momentum. Leave a legacy that lasts.

Whether you're building wealth, growing a business, or preserving what you've earned — we help you create generational momentum that impacts your family for years to come.

PHOTO PLACEHOLDER
multi-generational family · golden hour · front porch
100+
Years of Trust
A+
Rated
Carrier Rating
19
States & Growing
Millions
Families Protected

HOW CAN WE HELP YOU BUILD?

Protect what matters. Build what lasts. Create lasting financial impact.

MOST IMPORTANT
PHOTO: child with jar of light · warm glow
Kidzillionaire®

Create a Family Legacy

A smarter way to build financial momentum for generations.

Life insurance with living benefits
Tax-advantaged growth potential
Generational wealth planning
College & opportunity planning
Long-term family protection
EXPLORE KIDZILLIONAIRE®
PHOTO: builder at construction site, sunset
Commercial Insurance

Protect Everything You've Built

Coverage designed for builders, business owners, and entrepreneurs.

General Liability
Workers' Compensation
Commercial Auto
Builder's Risk
Business Owners Policy
PROTECT YOUR BUSINESS
PHOTO: home exterior at dusk, lights on
Home Insurance

Protect the Place You Call Home

Because your biggest investment deserves exceptional protection.

Homeowners Insurance
Renters Insurance
Flood Insurance
Umbrella Coverage
Valuable Items Coverage
PROTECT YOUR HOME
PHOTO: vehicle on scenic mountain road
Auto Insurance

Protect Every Mile Ahead

Confidence for wherever life takes you.

Auto Insurance
Classic Car Insurance
Motorcycle, RV & Boat
Umbrella Coverage
Roadside Protection
PROTECT YOUR JOURNEY
[ CARRIER PARTNER LOGO ]

Backed by a Century of Strength.
Focused on Your Future.

Our carrier partners have protected what matters most for over a century, backed by strong financial ratings. Their strength, our service, your peace of mind.

Financial Strength You Can Count On
100+ Years
In Business
A+
AM Best
Rating
Solid
Financial Foundation
Responsive
Claims Service
PHOTO: child imagining the future · toy plane

What Is Kidzillionaire®?

It's more than life insurance — it's a thoughtful wealth-building strategy that may help shape your child's future.

Designed to help create tax-advantaged financial momentum, build cash value over time, and provide options your family can use for generations, subject to policy terms and underwriting.

LEARN HOW IT WORKS →
Tax-Advantaged Growth Potential
Cash value that may grow over time, subject to policy terms.
Financial Protection for Life
Coverage designed to last, from childhood through adulthood.
Living Benefits & Flexibility
Options that can adapt as your family's needs change.
A Legacy That Lives On
A plan built to carry forward across generations.

Kidzillionaire® illustrations are hypothetical and not guarantees of policy performance, tax treatment, or future results. Actual values depend on policy terms, fees, underwriting, and carrier performance. Consult a qualified tax or legal professional.

WHY FAMILIES CHOOSE B.I.G

Six commitments that guide every conversation, every policy, every claim.

Personalized Guidance
Advice tailored to your goals, not a one-size-fits-all policy.
Multiple Coverage Options
Access to a range of carrier partners, not just one.
Family-Focused Planning
We plan around your family's stage of life, not a script.
Business Expertise
Deep experience with builders, contractors, and owners.
Responsive Claims Support
We stand beside you from first call to final resolution.
Long-Term Relationships
We're here for the next review, renewal, and life change.

WHAT FAMILIES SAY

Placeholder testimonials shown until verified customer reviews are supplied.

★★★★★

“Placeholder testimonial — our advisor walked us through options for our first home and made it simple to understand.”

JC
J. Carter
Home Insurance · Knoxville, TN
★★★★★

“Placeholder testimonial — setting up a legacy plan for our kids felt overwhelming until B.I.G explained it step by step.”

MA
M. Alvarez
Kidzillionaire® · Maryville, TN
★★★★★

“Placeholder testimonial — they helped us bundle coverage for the business and the fleet in one afternoon.”

RT
R. Thompson
Commercial Insurance · Farragut, TN

LEARN BEFORE YOU DECIDE

Guides and tools to help you plan with confidence.

VIEW ALL RESOURCES →
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Learning Center
Insurance Learning Center

Plain-language explainers on coverage types and terms.

READ MORE →
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Family Legacy
Family Legacy Guide

A starting point for generational financial planning.

READ MORE →
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Commercial
Business Insurance Checklist

What builders and owners should have covered.

READ MORE →
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Tools
Home & Auto Coverage Calculator

An educational estimate of coverage needs.

READ MORE →

LET'S BUILD SOMETHING
POWERFUL—TOGETHER.

Whether you're protecting your family, growing your business, or building a legacy, our team is here to guide you.

SCHEDULE A FREE CONSULTATION

No obligation. Just answers.